Sessions » Making a success of eIDs

Making a success of eIDs



Knowledge Theatre
Wednesday 27 June


13.40
Introduction

 
13.45
Details coming soon


14.05
Let’s talk about money: Refinancing electronic identity card projects
Klaus Schmeh,Consultant, Cryptovision, Germany

An authority deploying an electronic identity card needs to invest dozens, if not hundreds, of millions of dollars. It is therefore a legitimate question whether these investments can be refinanced in some way other than by charging each owner of an eID document. One possibility is to demand fees from the service providers using the authentication or signature function of a card. Several models of this kind have been proposed, including payment per authentication/signature, payment per registration, and payment per certificate validation – but not all of these work well in practice. As a different refinancing concept, an eID authority can offer card sponsoring to credit card companies and other payment suppliers, in exchange for including a payment function in the card – a concept that is, for instance, applied in Nigeria. Combining an eID card with a payment card provides interesting applications, such as granting discounts based on information stored on the card. Other refinancing models exist in the health and traffic sectors, including the concept of inter-authority charging (e.g. the identity authority may charge the traffic department for storing driving license information). This presentation will introduce the most important eID card refinancing models and cover their pros and cons.
 

  • As deploying an electronic identity card is expensive, it is legitimate to ask whether these investments can be refinanced.
  • One way of refinancing is to charge fees from the services using the authentication or signature function of a card. Several models have been proposed.
  • Other refinancing options include sponsoring by credit card companies, inter-authority charging, and fee-based health applications.

 
14.45
Questions and answers


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